FINANCING
 
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What if I Pay More Every Month?

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Interest Rate : (%)
Length : (Years)
Additional Payment
Additional Payment : ($)
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Financial Analysis (Switch to Plain English)
  Standard Additional Payment
Monthly Payment : $1,342.05 $1,392.05
Total Monthly Payments : $483,133.89 $461,835.60
Interest Savings : $21,298.29
Length : 30 Yrs 0 Mts 27 Yrs 8 Mts
Time Saved : 2 Yrs 4 Mts
Plain English Help (Switch to Financial Analysis)

When it comes to a home mortgage loan, you can actually pay off the loan much more quickly and save a great deal of money by simply paying a little extra each month.

If you take out a 30 year loan for $250,000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,342.05. By the time the 30 year time period is complete, you will have paid $483,133.89 for your home.

If you pay just $50.00 more each month, you will pay only $461,835.60 toward your home. This is a savings of $21,298.29. In addition, you will get the loan paid off 2 Years 4 Months sooner than if you paid only your regular monthly payment.



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